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About Morgan Stanley Reserved Living & Giving
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Terms and Conditions and Important Disclosures

Morgan Stanley Reserved Living & Giving is a complimentary program that rewards eligible clients of Morgan Stanley and E*TRADE. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) reserves the right in its discretion to change the terms and conditions of, or terminate, the Reserved Living & Giving (“Reserved”) program and the Signature Access program at any time and without notice. Morgan Stanley periodically reviews Reserved and Signature Access program participants' accounts and activity and may in its discretion remove program participants from either program at any time and without notice.
Morgan Stanley Smith Barney LLC does not provide tax advice, and you should always consult your own tax advisor regarding your personal circumstances before taking any action that may have tax consequences.

©2025 Morgan Stanley Smith Barney LLC. Member SIPC . | Privacy & Cookies | Morgan Stanley Online | Morgan Stanley Wealth Management All rights reserved. CRC 3805160 09/24

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Access your exclusive discounts and content at msreserved.com. Create your password and bookmark the Reserved Living & Giving homepage for easy access.

NOTE: This password should be different from the one you use to log in to Morgan Stanley Online. It must be at least eight characters long with at least one number and capital letter. Passwords are valid up to one year.

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