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About Morgan Stanley Reserved Living & Giving
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Terms and Conditions and Important Disclosures

Morgan Stanley Reserved Living & Giving is a complimentary program that rewards eligible clients of Morgan Stanley and E*TRADE. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) reserves the right in its discretion to change the terms and conditions of, or terminate, the Reserved Living & Giving (“Reserved”) program and the Signature Access program at any time and without notice. Morgan Stanley periodically reviews Reserved and Signature Access program participants' accounts and activity and may in its discretion remove program participants from either program at any time and without notice.

©2023 Morgan Stanley Smith Barney LLC. Member SIPC . | Privacy & Cookies | Morgan Stanley Online | Your Privacy Choices | Morgan Stanley Wealth Management All rights reserved. CRC 4021383 09/23

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In addition to signing on to Reserved Living & Giving through Morgan Stanley Online, you can now access msreserved.com directly. To continue,

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Access your exclusive discounts and content at msreserved.com. Create your password and bookmark the Reserved Living & Giving homepage for easy access.

NOTE: This password should be different from the one you use to log in to Morgan Stanley Online. It must be at least eight characters long with at least one number and capital letter. Passwords are valid up to one year.

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